Simple, Fair Pricing with Interchange Plus

What is Interchange Plus Pricing?

Interchange Plus is a straightforward way to pay for credit and debit card processing. You pay the exact fees charged by card companies (like Visa or Mastercard) plus a small, clear fee from us. No hidden costs, no surprises—just fair pricing you can understand.

Why Avoid Tiered Pricing?

Many processors use tiered pricing, which splits transactions into confusing categories like “Qualified,” “Mid-Qualified,” or “Non-Qualified.” This hides the true cost, especially for debit cards, which are cheaper to process. With tiered pricing, you might pay high rates for low-cost debit card payments, losing money. Interchange Plus shows you the real costs, so you save more.

For example, debit card payments often cost less than 1% to process, but tiered pricing might charge you 2–3% instead. That’s money out of your pocket!

How Card Types Affect Your Costs

Not all cards cost the same to process. Here’s a simple breakdown of the main card types and their typical fees:

Why Debit Cards Save You Money: Debit cards have the lowest fees, often under 1%. With Interchange Plus, you pay these low rates directly. Tiered pricing might charge you the same high rate for debit cards as for expensive credit cards, costing you more.

Why Choose Asheville Merchant Advocates?

At Asheville Merchant Advocates, we make payment processing simple and fair with Interchange Plus pricing. Here’s what you get:

• Clear Costs: See exactly what you pay for each card type with no hidden fees.
• Save on Debit Cards: Pay the low rates for debit transactions, not inflated fees.
• Expert Help: We guide you to set up processing that saves money.
• Easy Systems: Get tools and signage to make payments smooth for you and your customers.

Choose Asheville Merchant Advocates for pricing you can trust. Contact us today to start saving!

Interchange Plus vs. Tiered Pricing